Editorial note
About List of EMIs
List of EMIs is what happens when you take the EBA and FCA registers and let a small editorial team narrate them. We add context, we leave the spreadsheets to others.
What is an e-money institution?
An e-money institution (EMI) is a company authorised by a national competent authority to issue electronic money - prepaid balances stored on cards, in apps, or in digital wallets - and to provide associated payment services. EMIs are not banks: customer funds are held under safeguarding rules rather than under a deposit guarantee scheme.
Data sources
- European Banking Authority - EUCLID register of authorised payment and electronic-money institutions across the EU/EEA.
- UK Financial Conduct Authority - Financial Services Register and the dedicated EMI/PI register.
- National competent authorities (Bank of Lithuania, BaFin, Banque de France, Central Bank of Ireland, etc.) for jurisdiction-specific fields such as licence numbers and addresses.
- Institution-published information (websites, annual reports, LEI records) where it confirms or supplements register data.
Disclaimer
Authorisation status, licence details, and contact information change frequently. Always verify current details directly with the relevant competent authority before relying on them. Nothing on this site constitutes legal, financial, or investment advice. All trademarks, logos, and trade names belong to their respective owners.
Corrections
If you spot inaccurate information about your institution, please reach out so we can correct it against the source register.